Arif has been helping people achieve their dreams of home ownership since 1995. As a home loan consultant, he uses the extensive knowledge he gained in the mortgage and retail banking industries to help his customers find the right loan products to fit their needs. Prior to joining Univest, Arif led a team of 25 loan officers at Bank of America. He earned a bachelor's degree in business management from Fairleigh Dickinson University. When he’s not working, Arif enjoys traveling with his family. They have visited 49 out of 50 states along with several European countries as well. Arif resides in Furlong, Pa. with his wife and two daughters.